> Djinni
senior
Backend Engineer
company:Startup
phpgo
> full description
We’re building a next-generation payment platform from the ground up (0→1) — and we’re looking for a Senior Payment Infrastructure Engineer with deep expertise in fiat/card payments to take full ownership of the core system.
This is not about plugging APIs. This is about building real payment infrastructure.
🚀 What You’ll Do
- Build and own core fiat/card payment infrastructure
- Integrate with acquirers, PSPs, and payment processors
- Design and debug end-to-end payment flows (auth, capture, settlement, refunds)
- Work with 3DS2, MIT, recurring payments, and card-on-file systems
- Architect scalable billing and payment systems from scratch
- Take full ownership as the first (solo) engineer in this domain
🧠 What We’re Looking For
- 5+ years of hands-on production experience in card payments
- Strong experience with PHP and/or Go
- Deep understanding of payment lifecycle and card network specifications
- Practical experience with:
- 3DS2
- Merchant-initiated transactions (MIT)
- Recurring payments
- Card-on-file flows
- Strong debugging skills (request/response level, transaction tracing)
- Ability to build systems independently from 0→1
- AI-native engineering mindset 🤖
⭐ Bonus Points
- Experience as MoR (Merchant of Record) or PayFac
- Multi-acquirer / international payment setups
- Experience building payment infrastructure (not just integrations)
- Startup or early-stage product experience
💼 What We Offer
- Full ownership of a core payment platform
- High-impact engineering work with zero bureaucracy
- Opportunity to build critical infrastructure from scratch
- AI-first engineering environment